Let us all Welcome 2014
With a Bright Smile and Happiness
Share Good deeds to everyone
Happy New Year to all of you!
mardi 31 décembre 2013
jeudi 26 décembre 2013
US Government Extends insurance Enrollment deadline by 24 hours
The deadline for registration for health insurance coverage on healthcare.gov has been extended by the Obama Government by 1 day. The deadline used be 11:59 p.m. last Monday.
Times said that on Monday there's a huge traffic on Healthcare.gov and the Whitehouse wants to be sure that people who wants coverage can have one.
Monday, December 23 had been the deadline for selecting a plan, it will take effect on the 1st day of the new year 2014.
Penalty: Under the Affordable Care Act or Obamacare, you will have to pay $95 penalty or 1% of income in 2014 if you don't have health insurance coverage. It is set to rise to $695 or 2% of income by 2016.
To avoid the penalty, you will need to enroll in a plan by February 15 or qualify for an exemption from the penalty.
Times said that on Monday there's a huge traffic on Healthcare.gov and the Whitehouse wants to be sure that people who wants coverage can have one.
Monday, December 23 had been the deadline for selecting a plan, it will take effect on the 1st day of the new year 2014.
Penalty: Under the Affordable Care Act or Obamacare, you will have to pay $95 penalty or 1% of income in 2014 if you don't have health insurance coverage. It is set to rise to $695 or 2% of income by 2016.
To avoid the penalty, you will need to enroll in a plan by February 15 or qualify for an exemption from the penalty.
mardi 24 décembre 2013
Merry Christmas To All!
Christmas season is the time for Peace and love
I wish you a peaceful Christmas
Filled with love and joy
Merry Christmas To you
I wish you a peaceful Christmas
Filled with love and joy
Merry Christmas To you
jeudi 19 décembre 2013
"Honda" Front Ranks the Insurance Industry 2014 Safety List
Honda Motor Company got the first place on the yearly insurance industry ranking of the safest new vehicles. The Insurance Institute for Highway Safety (IIHS) released the ranking on Thursday December 19, 2013, they award 39 vehicles top safety ratings for 2014. It went down by 70%, last year they have 130 vehicles on the list.
This year the vehicles needed to top the crash test scores and to have a high level front crash prevention system like automatic braking for it to be able to receive the highest classification. It's rank either "Top Safety Pick" or "op Safety Pick +".
Of the 39 vehicles, 22 go the top classification while the 12 receive the classification just below it.
Honda Motor Co got 8 vehicles on the list making them the automaker with the most vehicle on the list. 6 of their vehicles go the "Top Safety Pick +":
1. Honda Accord 2-door
2. Honda Accord 4-door
3. Honda Civic 4-door *hybrid version
4. Acura RL
5. Acura MDX
6. Honda Odyssey
7. Honda Civic 2-door
8. Acura TL
This is the list used by car shoppers who buy vehicles with high safety ratings. It is also use for advertising by the automakers.
The institute indicate that the "Top Safety Pick +" are those with optional front crash prevention systems, if they didn't get that rank they still met the Top Safety Pick criteria.
Here is the Full List:
2014 2014 IIHS TOP SAFETY PICK+
- Honda Civic 4-door *hybrid version
- Mazda 3 - built after October 2013
- Toyota Prius - built after November 2013
- Ford Fusion
- Honda Accord 2-door
- Honda Accord 4-door
- Mazda 6
- Subaru Legacy
- Subaru Outback
- Infiniti Q50
- Lincoln MKZ
- Volvo S60
- Acura RL
- Volvo S80
- Mazda CX-5 - built after October 2013
- Mitsubishi Outlander
- Subaru Forester
- Toyota Highlander
- Acura MDX
- Mercedes-Benz M-Class - built after August 2013
- Volvo XC60
- Honda Odyssey
- Chevrolet Spark
- Dodge Dart
- Ford Focus
- Honda Civic 2-door
- Hyundai Elantra
- Scion tC
- Subaru Impreza
- Subaru XV Crosstrek
- Chrysler 200 4-door
- Dodge Avenger
- Kia Optima
- Nissan Altima
- Toyota Camry - built after November 2013
- Volkswagen Passat
- Acura TL
- Mitsubushi Outlander Sport
- Volvo XC90
mardi 17 décembre 2013
Review: K�lner R Meeting 13 December 2013
Last week's Cologne R user group meeting was the best attended so far. Well, we had a great line up indeed. Matt Dowle came over from London to give an introduction to the
Matt's goal with the
I said early that
Thomas Rahlf talked about his forthcoming book Datendesign mit R (Data design with R). He shared with us his motivations and aims for the book. In his opinion there are many books that present beautiful charts and concepts (e.g. Tufte's books), but then don't show how they can be reproduced, as there are often done with software such as Adobe Illustrator. Or books explain the graphical functions of a software, yet fail to demonstrate how to create beautiful charts with them. Thus, Thomas' book will contain 100 examples demonstrating that desktop publishing quality charts can be produced with R and in some cases with the help of LaTeX. Indeed, all examples have about 40 lines of code and use the base R graphics system only and not
The book's accompanying web site gives you a taster already. The book itself will be published by Open Source Press next month.
Please get in touch if you would like to present and share your experience, or indeed if you have a request for a topic you would like to hear more about. For more details see also our Meetup page.
Thanks again to Bernd Wei� for hosting the event and Revolution Analytics for their sponsorship.
data.table package. He was joined by his collaborator Arun Srinivasan, who is based in Cologne. Their talk was followed by Thomas Rahlf on Datendesign mit R (Data design with R).data.table
 |
| Download slides |
Matt's goal with the
data.table package is to reduce times; time to write code and to execute code. His talk illustrated how the syntax of data.table, not unlike SQL, can produce shorter and more readable code that at the same time provides an efficient and fast way to analyse big in memory data sets with R. Arun presented on new developments in data.table 1.8.11, which not only fixes bugs but adds many new features such as melt/cast and further speed gains. I said early that
data.table rocks. For more details see the data.table home page.Data design with R
 |
| Thomas Rahlf: Datendesign mit R |
Thomas Rahlf talked about his forthcoming book Datendesign mit R (Data design with R). He shared with us his motivations and aims for the book. In his opinion there are many books that present beautiful charts and concepts (e.g. Tufte's books), but then don't show how they can be reproduced, as there are often done with software such as Adobe Illustrator. Or books explain the graphical functions of a software, yet fail to demonstrate how to create beautiful charts with them. Thus, Thomas' book will contain 100 examples demonstrating that desktop publishing quality charts can be produced with R and in some cases with the help of LaTeX. Indeed, all examples have about 40 lines of code and use the base R graphics system only and not
grid or any add-ons such as lattice or ggplot2. The book's accompanying web site gives you a taster already. The book itself will be published by Open Source Press next month.
The Schnitzel
Of course the evening ended with Schnitzel and K�lsch at the Lux. |
| The Luxus Schnitzel. Photo by G�nter Faes |
Next K�lner R meeting
The next meeting is scheduled for 26 February 2013 (Wednesday before Altweiber), with two talks by Diego de Castillo (Connecting R with databases) and Kim Kuen Tang (R and kdb+).Please get in touch if you would like to present and share your experience, or indeed if you have a request for a topic you would like to hear more about. For more details see also our Meetup page.
Thanks again to Bernd Wei� for hosting the event and Revolution Analytics for their sponsorship.
Review: K�lner R Meeting 13 December 2013
Last week's Cologne R user group meeting was the best attended so far. Well, we had a great line up indeed. Matt Dowle came over from London to give an introduction to the
Matt's goal with the
I said early that
Thomas Rahlf talked about his forthcoming book Datendesign mit R (Data design with R). He shared with us his motivations and aims for the book. In his opinion there are many books that present beautiful charts and concepts (e.g. Tufte's books), but then don't show how they can be reproduced, as there are often done with software such as Adobe Illustrator. Or books explain the graphical functions of a software, yet fail to demonstrate how to create beautiful charts with them. Thus, Thomas' book will contain 100 examples demonstrating that desktop publishing quality charts can be produced with R and in some cases with the help of LaTeX. Indeed, all examples have about 40 lines of code and use the base R graphics system only and not
The book's accompanying web site gives you a taster already. The book itself will be published by Open Source Press next month.
Please get in touch if you would like to present and share your experience, or indeed if you have a request for a topic you would like to hear more about. For more details see also our Meetup page.
Thanks again to Bernd Wei� for hosting the event and Revolution Analytics for their sponsorship.
data.table package. He was joined by his collaborator Arun Srinivasan, who is based in Cologne. Their talk was followed by Thomas Rahlf on Datendesign mit R (Data design with R).data.table
|
| Download slides |
Matt's goal with the
data.table package is to reduce times; time to write code and to execute code. His talk illustrated how the syntax of data.table, not unlike SQL, can produce shorter and more readable code that at the same time provides an efficient and fast way to analyse big in memory data sets with R. Arun presented on new developments in data.table 1.8.11, which not only fixes bugs but adds many new features such as melt/cast and further speed gains. I said early that
data.table rocks. For more details see the data.table home page.Data design with R
|
| Thomas Rahlf: Datendesign mit R |
Thomas Rahlf talked about his forthcoming book Datendesign mit R (Data design with R). He shared with us his motivations and aims for the book. In his opinion there are many books that present beautiful charts and concepts (e.g. Tufte's books), but then don't show how they can be reproduced, as there are often done with software such as Adobe Illustrator. Or books explain the graphical functions of a software, yet fail to demonstrate how to create beautiful charts with them. Thus, Thomas' book will contain 100 examples demonstrating that desktop publishing quality charts can be produced with R and in some cases with the help of LaTeX. Indeed, all examples have about 40 lines of code and use the base R graphics system only and not
grid or any add-ons such as lattice or ggplot2. The book's accompanying web site gives you a taster already. The book itself will be published by Open Source Press next month.
The Schnitzel
Of course the evening ended with Schnitzel and K�lsch at the Lux. |
| The Luxus Schnitzel. Photo by G�nter Faes |
Next K�lner R meeting
The next meeting is scheduled for 26 February 2013 (Wednesday before Altweiber), with two talks by Diego de Castillo (Connecting R with databases) and Kim Kuen Tang (R and kdb+).Please get in touch if you would like to present and share your experience, or indeed if you have a request for a topic you would like to hear more about. For more details see also our Meetup page.
Thanks again to Bernd Wei� for hosting the event and Revolution Analytics for their sponsorship.
jeudi 12 décembre 2013
Obamacare Enrollment Stats
Obamacare enrollment statistics released last Wednesday showed that 364,682 people in the US have already signed up for private coverage as of November 30, 2013. It is still less than 1/3 of the 1.2 million people officials had originally projected would enroll nationwide by the end of November.
The Obama government also projected that 7 million consumers would sign up for coverage during the first year. The government and insurers targeting desperately healthy, young adults to convince them to enroll to pay for the costs of paying for older, sicker consumers. Obamacare is designed to get money from people who value their health.
Critics says that "The president's health care law (Obamacare) has driven up costs, reduced choices and resulted in the cancellation of over 5 million health care plans that the president promised the American people they could keep," Rep. Congressman Jim Renacci said. "Though we know that problems with the president's health care law run far deeper than a broken website, it also is our responsibility to ensure that we reduce the negative effects of the law. It is time for the administration to update Congress and the American people on its efforts to correct serious back-end issues within its government-run health care system that could potentially be disastrous for insurers and Americans everywhere."
The Obama government also projected that 7 million consumers would sign up for coverage during the first year. The government and insurers targeting desperately healthy, young adults to convince them to enroll to pay for the costs of paying for older, sicker consumers. Obamacare is designed to get money from people who value their health.
Critics says that "The president's health care law (Obamacare) has driven up costs, reduced choices and resulted in the cancellation of over 5 million health care plans that the president promised the American people they could keep," Rep. Congressman Jim Renacci said. "Though we know that problems with the president's health care law run far deeper than a broken website, it also is our responsibility to ensure that we reduce the negative effects of the law. It is time for the administration to update Congress and the American people on its efforts to correct serious back-end issues within its government-run health care system that could potentially be disastrous for insurers and Americans everywhere."
lundi 9 décembre 2013
Next K�lner R User Meeting: 13 December 2013
Quick reminder: The next Cologne R user group meeting is scheduled for this Friday, 13 December 2013. We are delighted to welcome:
Please sign up if you would like to come along. Notes from past meetings are available here.
The organisers, Bernd Wei� and Markus Gesmann, gratefully acknowledge the sponsorship of Revolution Analytics, who support the Cologne R user group as part of their vector programme.
View Larger Map
- Matt Dowle and Arun Srinivasan: Introduction to
data.table - Thomas Rahlf: Book presentation - Datendesign mit R
Please sign up if you would like to come along. Notes from past meetings are available here.
The organisers, Bernd Wei� and Markus Gesmann, gratefully acknowledge the sponsorship of Revolution Analytics, who support the Cologne R user group as part of their vector programme.
View Larger Map
Next K�lner R User Meeting: 13 December 2013
Quick reminder: The next Cologne R user group meeting is scheduled for this Friday, 13 December 2013. We are delighted to welcome:
Please sign up if you would like to come along. Notes from past meetings are available here.
The organisers, Bernd Wei� and Markus Gesmann, gratefully acknowledge the sponsorship of Revolution Analytics, who support the Cologne R user group as part of their vector programme.
View Larger Map
- Matt Dowle and Arun Srinivasan: Introduction to
data.table - Thomas Rahlf: Book presentation - Datendesign mit R
Please sign up if you would like to come along. Notes from past meetings are available here.
The organisers, Bernd Wei� and Markus Gesmann, gratefully acknowledge the sponsorship of Revolution Analytics, who support the Cologne R user group as part of their vector programme.
View Larger Map
lundi 2 décembre 2013
R in Insurance Conference, London, 14 July 2014
The second conference on R in Insurance will be held on Monday 14 July 2014 at Cass Business School in London, UK.
This one-day conference will focus again on applications in insurance and actuarial science that use R, the lingua franca for statistical computation. Topics covered may include actuarial statistics, capital modelling, pricing, reserving, reinsurance and extreme events, portfolio allocation, advanced risk tools, high-performance computing, econometrics and more. All topics will be discussed within the context of using R as a primary tool for insurance risk management, analysis and modelling.
The intended audience of the conference includes both academics and practitioners who are active or interested in the applications of R in insurance.
Invited talks will be given by:
- Arthur Charpentier, D�partement de math�matiques Universit� du Qu�bec � Montr�al
- Montserrat Guillen, Dept. Econometrics University of Barcelona together with Leo Guelman, Royal Bank of Canada (RBC Insurance division)
Details about the registration and abstract submission process will be published soon on www.RinInsurance.com.
You can contact us via rinsuranceconference at gmail dot com.
The organisers, Andreas Tsanakas and Markus Gesmann, gratefully acknowledge the sponsorship of Mango Solutions, RStudio, Cybaea and PwC.
R in Insurance Conference, London, 14 July 2014
The second conference on R in Insurance will be held on Monday 14 July 2014 at Cass Business School in London, UK.
This one-day conference will focus again on applications in insurance and actuarial science that use R, the lingua franca for statistical computation. Topics covered may include actuarial statistics, capital modelling, pricing, reserving, reinsurance and extreme events, portfolio allocation, advanced risk tools, high-performance computing, econometrics and more. All topics will be discussed within the context of using R as a primary tool for insurance risk management, analysis and modelling.
The intended audience of the conference includes both academics and practitioners who are active or interested in the applications of R in insurance.
Invited talks will be given by:
- Arthur Charpentier, D�partement de math�matiques Universit� du Qu�bec � Montr�al
- Montserrat Guillen, Dept. Econometrics University of Barcelona together with Leo Guelman, Royal Bank of Canada (RBC Insurance division)
Details about the registration and abstract submission process will be published soon on www.RinInsurance.com.
You can contact us via rinsuranceconference at gmail dot com.
The organisers, Andreas Tsanakas and Markus Gesmann, gratefully acknowledge the sponsorship of Mango Solutions, RStudio, Cybaea and PwC.
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